June 20th, 2008
Fancy Free and Debt free
My husband wants to wait to have kids until we are debt free. (House and car and student do not counted as debt though.) For now, I am letting him think that he’s in control.
But the problem is, for anyone knows me, if I have paper money, I spend it. For some reason, I am much more cautious with our credit cards. Since Andy and I consolidated our credit cards and debts, our credit card offers have started to actually be reasonable. But our interest rates could stand to be lower. Andy always likes to be on the lookout for balance transfer credit cards with 0-3.99% on the life of the card. We recently got that offer and automatically snatched it up. With unexpected expenses (like the garage door), we need to have credit in order to help us out, and want a low rate also.
Creditcardclubs.com is a great site to visit if you are in need of a credit card. It is nice to be able to have a one stop shop to find all the offers and find exactly what you need. With gas prices going up weekly, it seems like it is a great idea to get a gas card. Or if you travel a lot, an airline rewards card. You earn miles while using the card. I would love to use that excuse—Honey I have to spend money so we can go on vacation! Hmm, maybe I will talk Andy into looking into these!
